What could your house pay you?
And what would it take back? Five answers, one minute. I'll lay four ways to pull cash out of your house side by side, then show you who's actually doing business in your state. Nobody pays me to send you anywhere.
“Every one of these companies has a calculator. Funny how theirs always picks them.” Jed
Five answers.
Slide, tap, or type your own number in the box. It all stays on your phone unless you save it.
What each one costs you.
Every card puts the same cash in your hand (except the sale-leaseback, where you get whatever's left after the sale). Here's the monthly bill and what you'd hand back when you sell, if home prices fall, sit flat or rise.
Edit assumptions (all example assumptions)
Starting numbers are the example assumptions from Chapter 5 of Take Your Profits: equity-sharing at a 1.65x multiplier (1.80x after year 5) with an 18.5%-a-year cap compounded monthly and a 4.5% fee plus about $3,000 third-party costs (Hometap's published press-release terms); HELOC at 5.49% for 11 months, then 8.56% (Connexus Credit Union's published rates, Nov 11, 2026), closing costs not included; sale-leaseback rent from the real offer in Chapter 3 ($6,583 a month on a $650,000 house) and a 90% purchase price. Your existing mortgage payments are left out of every card so you compare just the new money. Real offers vary. These are not quotes.
Jed, explain my numbers.
I'll walk your numbers in plain English, straight from the guide and our company list, and tell you which trap you're closest to.
Who serves your state?
Pick your state above. Every company here was read off its own website; we list the page and the day we checked. No referral fees, no paid placement.
The warning list: closed, gone, or not taking customers
If anybody calls you using one of these names, hang up. If you already signed with one, your contract may still be on your house.
Save my results free
Become a free member: we keep your numbers, unlock every company in your state, and tell you when the list or the laws change.
Saved. You're a member now.
Your full state list is open above. Want the whole playbook: all 47 pages, the phone scripts, and the offer-checker checklist?
Take Your Profits
The tables behind this calculator, the $76,000 sale-leaseback lesson, the appraiser who never came inside, every trap, and word-for-word scripts that make a salesman squirm.
- 47-page PDF guide
- Every cash-out option and its real cost
- 75 companies checked, side by side
Secure checkout on Gumroad.